Here's how we handle your personal 信息.

The best relationships are built on trust and transparency. We take our role seriously when it comes to respecting your privacy and how your personal 信息 is used when you share it with us.

隐私政策 Disclosure

Municipal Employees Credit Union of 巴尔的摩, Inc. (MECU) respects the privacy of its members. Protecting the privacy of your personal 信息, along with your financial assets, is at the core of our business. It is our goal to protect your 信息 in every way in which we interact with you, whether it be in a branch, over the telephone, 通过邮件, or online through the Internet.

We exercise great care in safeguarding your 信息 in our business dealings with non-affiliated companies with whom we do business. 除了, both state and federal law impose on us an affirmative and continuing obligation to protect the 安全 and confidentiality of your 信息. You can be confident that your financial privacy is one of MECU's top priorities. We are required by the GrammLeach-Bliley Act of 1999 to provide this privacy policy to explain how we collect, use and safeguard your personal financial 信息.

Online Privacy Notice

美国.S. Online Privacy Notice applies to MECU’s online interface (网站, online account opening, MECU移动, 网上银行). This Online Privacy Notice describes how MECU collects, 使用, shares and protects 信息 from or about you through these environments.

During online account opening and banking sessions, we collect personal 信息 that you provide to us, 如 your e-mail address, mailing address and telephone number. Like all other 信息 you provide to the credit union, our policy on sharing this 信息 with third parties applies to online transactions.

We use this 信息 to:

  • Respond to inquiries
  • Provide account alerts
  • Provide 信息 to you about our products and 服务s
  • Provide 信息 regarding the 网站, upcoming changes, etc.
  • 亚洲博彩平台排名ize your experience on the 网站 by tailoring products and offers to you
  • Send you surveys, sweepstakes, contests and similar promotions

When transacting through 网上银行, we protect your personal 信息 through encryption. Encryption turns all Internet communications between you and the credit union into a string of unrecognizable numbers that are completely useless in the highly unlikely event of a breach. This 信息 is only decoded for the purpose of completing the transaction or servicing your account. This process safeguards your session from intruders.

If you are browsing a MECU 网站, our web server collects other 信息 using common industry methods, 其中包括:

  • Cookies – We may assign “cookies” to your Internet browser. A “cookie” is stored on your local hard drive through the browser and contains a unique sequence of text for identification purposes.
  • Browser 信息 – We collect certain 信息 from browsers, 如, 您的设备类型, operating system version, Internet browser type and version.
  • JavaScript标记, 像素标记, web beacons or other technologies - We use these technologies to collect high-level, 匿名, 聚合数据.


Some features included in digital banking may request access to data located on the device used to access digital banking.  This may include biometric, camera, contacts, location data. Users will be prompted to allow access to this data, if access is not allowed, the feature requiring that data will not be fully functional.
MECU advertises on our 网站, as well as, on other 网站s not affiliated with MECU. If you access MECU’s 网站 from a third party 网站, we will track the referring 网站 for internal purposes and to measure the success of our marketing efforts. Information collected by our advertising 服务 providers through cookies and other technologies includes: search engine referrals, browsing patterns and responses to advertisements and promotions.


Certain hyperlinks on our 网站 direct you to third party or business partners’ 网站s. These 网站s are not subject to this Online Privacy Notice. A business partner 网站 will be identified 与我们的 logo; resource 网站s will not have our logo, are not endorsed by MECU. Please remember that when you leave our site, our 隐私政策 is no longer in effect. Once you visit another 网站, your web privacy and 安全 is defined by that 网站's own policies. When accessing any third party content within, or through, the MECU of 巴尔的摩 Inc. 网站, we encourage you to review the privacy policy and 安全 offered on that site before providing any personal 信息. MECU of 巴尔的摩 Inc. does not guarantee or assume liability for any third party product or 服务 obtained through our 网站. MECU of 巴尔的摩 Inc. does not represent either the third party or the member if the two enter into a transaction.

Social Media sites

MECU maintains an active presence on social media platforms, 如, 脸谱网®, 推特® and LinkedIn® that enable online sharing and collaboration. Any content you post, 比如图片, 信息, opinions or any other personal 信息 that you provide to others on these sites is subject to the Terms and Privacy Policies of those sites.
MECU 网站s are not directly designed to attract children under 13 years old and we do not knowingly collect 信息 or maintain 信息 about children under 13 years old. Visit the Federal Trade Commission 网站 for more 信息 about the Children’s Online Privacy Protection Act (COPPA).
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